Provide an Interim Mortgage

You could also offer to become the primary or sole lender for a limited period of time. Say a couple has cash for the down payment but they can't qualify for a mortgage while still paying on their old house. As a seller, you could offer them a loan at 10% for one year, with interest-only payments due quarterly and the full principal due as a balloon payment either when the old home sells or at the end of the year, whichever occurs first. (You would treat the interest as taxable income.)

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